Terms and conditions

Welcome to PropertyInvestorUniversity.co.uk. These Terms and Conditions (“Terms”) set out the basis on which you may access and use our website and services.

Who we are. The website is owned and operated by Heol Property Group Ltd, trading as “The Property Investor University” (“PIU”, “we”, “us”, “our”).
Registered in England and Wales: Company No. 15987107
Registered office: 163a St. Helens Road, Swansea, Wales, SA1 4DQ. Our contact details appear in Section 27.

Contracting party. All contracts for services are made only with Heol Property Group Ltd. , trading as The Property Investor University. Any reference to “PIU”, “we”, “us” or “our” is a reference to the company. Corey Rees is a trading/brand name used in marketing and delivery, but no contract is formed with him personally. All rights and obligations rest solely with the company.

Agreement. By accessing the website or purchasing our services, you (“you”, the “User”) agree to be bound by these Terms and our Privacy Notice and Cookie Notice (together, the “Agreement”). If you do not agree, you must not use the website or our services.

Updates. We may update these Terms from time to time by posting a new version on the website. Changes apply from the date of posting. If you hold a paid subscription, we’ll notify you in advance of any material changes that adversely affect you.

IMPORTANT NOTICES - Please read and understand these terms and conditions of use & sale before accessing, using, or subscribing or placing an order over

-Nothing in these Terms affects your statutory rights.

-We provide education and information only. We do not provide financial, investment, tax or legal advice, nor are we authorised by the FCA to provide regulated investment advice. Always seek professional advice before acting.

-Clauses on limitations of liability and dispute resolution appear in Sections 11–12 and Section 20.

THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT. PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

1. Website Use

1.1 Eligibility. The website is intended for users aged 18 or over.
1.2 Business vs consumer. Many of our users are business customers. If you purchase as a consumer (an individual acting wholly or mainly outside your trade, business, craft or profession), the Consumer Terms in Section 5A also apply.
1.3 Territory. Our site is directed at the UK. If you access it from elsewhere, you are responsible for compliance with local laws where they apply.
1.4 Account security. If you create an account, you must keep your login details confidential and notify us promptly of any unauthorised use. You are responsible for all activity on your account.

2. Website User Conduct and Restrictions — Licence Terms

2.1 IP ownership. All content on the website (including text, graphics, videos, logos, trademarks, and course materials) is owned by or licensed to PIU and protected by UK and international intellectual property laws.

2.2 Limited licence. We grant you a revocable, non-exclusive, non-transferable licence to access and use the website and any digital materials you have lawfully purchased for your own personal or internal business use. You must not copy, distribute, modify, create derivative works from, sell, resell, or publicly display any part of the website or materials except as permitted by law or with our prior written consent.

2.3 Prohibited uses. You must not:

use the website in any unlawful or harmful way, introduce malware, attempt to gain unauthorised access, or interfere with security features;

upload or transmit content that is defamatory, discriminatory, obscene, or otherwise unlawful;

use our name, trademarks, or branding without permission;

collect or process special category or highly sensitive personal data through our services (e.g., health data, financial account numbers) unless we have expressly agreed in writing and you have a lawful basis to do so.

2.4 Fair use of course materials. Access is licensed to a single user unless your order explicitly allows additional seats. Sharing logins or redistributing materials is prohibited.

3. Privacy and Data Protection

3.1 We process personal data in accordance with the UK GDPR and the Data Protection Act 2018. See our Privacy Notice and Cookie Notice (linked in the website footer) for details of how we collect, use, share, and protect personal data, your rights, and how to exercise them.

3.2 Marketing. We comply with PECR for email and SMS marketing. We will only send direct marketing to individuals where we have valid consent or a lawful soft-opt-in. You can opt out at any time via the link in our messages or by contacting us.

3.3 Data security. You are responsible for implementing appropriate security when accessing our services (e.g., device security, safe passwords).

4. Information You Provide; Registration; Passwords

4.1 Accurate information. You confirm that any information you provide is accurate and not misleading. Impersonation is prohibited.
4.2 Confidential information. You must keep confidential any non-public information we disclose to you (including pricing not publicly advertised, non-public course content, business plans, and other confidential information).
4.3 Notice of breach. Notify us promptly at [email protected] if you suspect unauthorised access to your account.

5. Order Placement and Acceptance (UK E-Commerce Regs)

5.1 Pre-contract information. Before you place an order, we will provide: our identity and contact details; a description of the services; total price including taxes (or how it is calculated); the duration and renewal terms of any subscription; accepted payment methods; the steps to place an order and correct input errors; languages offered; and whether we file and/or make your contract accessible.

5.2 How a contract is formed. Your order is an offer to buy. We will acknowledge receipt electronically. Acceptance occurs when we confirm your order and provide access/activation; at that point a binding contract is formed.

5.3 Availability. All services are subject to availability. We may refuse or cancel an order (for example, if we cannot verify payment or detect misuse). If payment was taken, we will refund you for any cancelled order.

5.4 Your account area. For online subscriptions, you can view key order information and manage renewals/cancellation in your account (where available) or by contacting us.

5A. Consumer Terms (only applies if you buy as a consumer)

5A.1 Right to cancel (distance contracts). You have 14 days from the day after the contract is made to cancel without giving any reason.

5A.2 Digital content / services supplied during the cancellation period.

If you ask us to begin supplying services within the 14-day period, you acknowledge that once the service is fully performed you lose the right to cancel.

If the contract includes digital content not supplied on a tangible medium and you ask us to make it available for immediate access/download, you acknowledge you lose the right to cancel once the download or streaming starts.

5A.3 How to cancel. Email [email protected] stating you wish to cancel, or use the Model Cancellation Form below. We will refund all payments received from you within 14 days of your notice, using your original payment method, subject to lawful deductions for (i) any proportionate service performed at your request before cancellation, or (ii) diminished value of digital content where applicable by law.

Model Cancellation Form
I/We hereby give notice that I/We cancel my/our contract for the supply of the following service(s):
— Ordered on: [date]
— Name of consumer(s): [name]
— Address of consumer(s): [address]
— Email used for purchase: [email]
— Signature of consumer(s) (only if this form is notified on paper): [signature]
— Date: [date]

6. Products, Services, Pricing and Taxes

6.1 Descriptions. We take reasonable care to describe our services accurately; however, non-material variations may occur. The content, features, and availability of programmes may change over time (for example, we may update modules to keep them current).

6.2 Currency & VAT. Prices are shown in GBP (£) unless stated otherwise. Prices are inclusive of VAT.

6.3 Price changes. We may change prices for future orders and renewals. For subscriptions, we will give you prior notice of any increase, and you may cancel before the change takes effect.

6.4 Billing & renewals. Subscriptions renew automatically for successive monthly or annual periods unless you cancel via your account or by emailing us at least 14 days before renewal.

6.5 Third-party costs. Where a programme references third-party tools (e.g., software), you are responsible for any third-party fees. We do not control third-party pricing or availability.

7. Results, Earnings and Education Disclaimer

7.1 Educational purpose only. Our programmes, courses and materials are for education and information. We do not provide financial, investment, tax or legal advice. Property markets are affected by many factors outside our control.

7.2 No guarantees. We do not promise that you will achieve any particular outcome (for example, a certain profit, return, or number of deals). Individual results vary depending on experience, effort, market conditions and other factors.

7.3 Professional advice. You are responsible for obtaining independent professional advice (including legal, tax, financial and planning advice) before making decisions.

7.4 Regulated activities. We are not authorised by the UK Financial Conduct Authority to provide regulated investment advice. Nothing on our site or in our materials is, or should be taken as, a personal recommendation or an invitation to engage in investment activity.

7A. Financial Risk

7A.1 Education, not advice. Our programmes provide education and general information only. They are not investment, financial, tax or legal advice, nor a personal recommendation. We are not FCA-authorised to provide regulated investment advice (see 7.4).

7A.2 Your decisions. Any decision to buy, sell, let, finance or otherwise invest is yours alone. You accept we are not responsible for the outcome of your decisions.

7A.3 Capital at risk. Property and related investments involve risk. Risks include (without limitation): market and price/rent fluctuations, interest-rate changes, leverage magnifying losses, voids, maintenance and unexpected costs, legal/regulatory change, tax change, and illiquidity. You could lose money. Past performance is not a reliable indicator of future results.

7A.4 Due diligence. Always do your own checks, including stress-testing affordability and exit scenarios, and seek independent professional advice (legal, financial, tax, planning) before acting.

7A.5 No guarantees. We do not guarantee profit, savings or specific outcomes.

8. Your Responsibilities

8.1 Compliance. You are solely responsible for complying with applicable laws and regulations relevant to your activities (including consumer law, advertising standards, data protection, anti-money laundering where relevant, and local planning/landlord-tenant rules).

8.2 Taxes. You are responsible for any taxes arising from your activities. We are not responsible for collecting or reporting your taxes.

8.3 Use of our materials. You must use our materials lawfully and ethically and not misrepresent your results or our affiliation.

9. Testimonials, Reviews and User Content

9.1 Authenticity & fairness. Where we use testimonials or case studies, we do so in line with UK advertising rules. Results are examples only and may not be typical.

9.2 Your content. Anything you submit to us (e.g., reviews, comments, success stories, photos) may be used by us for promotional purposes across media worldwide, on a royalty-free, transferable, sublicensable, perpetual basis. You confirm you own (or have permission to use) the content you submit and that it does not infringe third-party rights.

9.3 Edits and removal. We may edit for length/clarity and may decline to publish content. You can ask us to stop using your testimonial going forward by emailing [email protected].

10. Compliance with Laws; Marketing Rules

10.1 You must comply with all applicable laws and industry rules, including UK GDPR, Data Protection Act 2018, PECR for electronic marketing, and the CAP Code for advertising claims. Do not send unsolicited marketing to individuals without the required consent or soft opt-in, and always include a working opt-out.

10.2 If you use third-party platforms or tools (e.g., email/SMS providers, social media), you are responsible for compliance with their terms and with the law. We do not warrant third-party services.

10.3 No harassment or unlawful targeting. Do not use our services to harass, discriminate, defame, mislead, or otherwise harm others.


11. Disclaimers of Warranties

11.1 For business users: To the fullest extent permitted by law, the website and services are provided on an “as is” and “as available” basis. We exclude all implied warranties, terms and conditions (including implied warranties of satisfactory quality, fitness for purpose, and non-infringement).

11.2 For consumers: We will provide services with reasonable care and skill and in accordance with your statutory rights. Nothing in these Terms limits your statutory rights.

11.3 We do not warrant that the website will be uninterrupted or error-free, or that the content will be free from inaccuracies, though we take reasonable care to keep information current.

12. Limitation of Liability

12.1 No exclusions for certain losses. Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any liability that cannot lawfully be excluded.

12.2 Business users (aggregate cap). Subject to 12.1, our total liability to you arising out of or in connection with the Agreement (whether in contract, tort (including negligence), breach of statutory duty or otherwise) is limited to the greater of £1,000 or the total fees paid by you to us in the 12 months preceding the event giving rise to the claim.

12.3 Indirect loss. Subject to 12.1 and for business users only, we will not be liable for loss of profit, revenue, business, goodwill, data, or for any indirect or consequential loss.

12.4 Consumers. For consumers, we are responsible for foreseeable loss and damage caused by us. We are not liable for business losses where you use our services wholly or mainly for business purposes.

12.5 Mitigation. You must take reasonable steps to mitigate your losses.

12.6 Company-only liability. You agree that your contract is with Heol Property Group Ltd exclusively. No director, officer, employee, consultant or individual (including but not limited to those trading under the name “Corey Rees”) shall have any personal liability under these Terms.

13. Feedback & Complaints

13.1 Email [email protected] with a short summary, your order email, and any evidence.
13.2 We’ll acknowledge within [2 business days] and aim to resolve within [30 days].
13.3 You can still post honest reviews, but please give us a chance to resolve issues first. Nothing here limits lawful, truthful opinions or your statutory rights.

14. Injunctive Relief (IP & Platform Integrity)

We may seek urgent court orders (e.g., to stop unauthorised sharing of course materials, brand misuse, or security breaches) without limiting other remedies.

15. Indemnity (Business Users)

If you use our services for business, you’ll indemnify us for third-party claims and reasonable costs arising from your unlawful marketing, IP infringement, data misuse, or material breach. (Not applicable to consumers.)

16. Intellectual Property – Notice & Takedown

If you believe content on our site infringes your rights, email [[email protected]] with: (a) your contact details; (b) the work/right; (c) exact URL(s); (d) why you believe it’s infringing; (e) a good-faith statement. We may restrict access while we assess and may contact the uploader. If your content was removed in error, reply with reasons; we may restore it.

17. Third-Party Links & Tools

We may link to or embed third-party services. Their terms and privacy policies apply; we aren’t responsible for them.

18. Suspension & Termination

18.1 We may suspend or terminate access for material breach (e.g., IP misuse, non-payment, abusive behaviour, data/security risks) or where required for maintenance/legal reasons.
18.2 On termination, your licence ends and any sums due become payable; clauses intended to survive will continue (including 2, 3, 7–12, 14–16, 18–26)

19. Behaviour Code

Treat staff and other learners respectfully. No abuse, harassment, discrimination, or platform misuse (including promoting your own services without permission or sharing login/resources). We may remove access for unreasonable behaviour.

20. Governing Law & Jurisdiction

These Terms and non-contractual obligations are governed by the laws of England and Wales. Courts of England and Wales have exclusive jurisdiction. Consumers in Scotland/NI may use local courts.

21. Force Majeure

No liability for delays/failures caused by events beyond our reasonable control. We’ll take reasonable steps to mitigate and resume.

22. Assignment & Subcontracting

You need our written consent to assign your rights. We may assign or subcontract our rights/obligations.

23. Electronic Communications & E-Signatures

We’ll communicate electronically (email, in-product, website notices). Click-wrap/e-signatures are valid where permitted by law.

24. Changes to These Terms

We may update these Terms by posting a new version on the website. For subscriptions, we’ll give advance notice of material adverse changes; you may cancel before they take effect.

25. Severability

If a clause is invalid or unenforceable, the rest remains in force. If possible, a valid variation that reflects the original intent will apply.

26. Entire Agreement & Third-Party Rights

These Terms, our Privacy/Cookie Notices and any programme-specific terms are the entire agreement. No third party may enforce these Terms under the Contracts (Rights of Third Parties) Act 1999.

27. Contacting Us

Legal name: Heol Property Group Ltd trading as “The Property Investor University”
Company number: 15987107 (Registered in England and Wales)
Registered office: 163a St. Helens Road, Swansea, Wales, SA1 4DQ
Website: PropertyInvestorUniversity.co.uk
Support, Cancellations, IP notices, Disputes: [[email protected]]